How to Qualify

TO QUALIFY:

•   You must have a N.C. Drivers License
•   You must live in the Charlotte market area
•   No out of state deals
•   Previous bankruptcies OK (must be discharged or dismissed)

TO GET THE BEST DOWN PAYMENT:

•   You must have 11+ months on your current full time job with paystub
•   You must meet the minimum income requirements for the vehicle you are buying
•   You must be able to afford your payment

TO GET AN EVEN LOWER DOWN PAYMENT:

•   It may be possible to get a lower down payment on a vehicle, but you must exceed all of the minimum requirements for the vehicle you are buying

TO QUALIFY FOR A PAYMENT:

You must make enough income to be able to afford a vehicle and its payment. The following chart gives you a guideline to use to determine if you can afford your payment:

A minimum $250 per week average take home pay can qualify you for a $70 per week payment
A minimum $300 per week average take home pay can qualify you for a $80 per week payment
A minimum $350 per week average take home pay can qualify you for a $90 per week payment
A minimum $400 per week average take home pay can qualify you for a $100 per week payment
A minimum $450 per week average take home pay can qualify you for a $105 per week payment