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How to Qualify

TO QUALIFY: About Us

  • You must have a N.C. Drivers License
  • You must live in the Charlotte market area
  • No out of state deals
  • Previous bankruptcies OK (they must be discharged or dismissed)

TO GET THE BEST DOWN PAYMENT:

  • You must have over 11 months on your current full time job with paystub
  • You must meet the minimum income requirements for the vehicle you are buying
  • You must be able to afford your payment

TO GET AN EVEN LOWER DOWN PAYMENT:

  • It may be possible to get a lower down payment on a vehicle, but you must exceed all of the minimum requirements for the vehicle you are buying

TO QUALIFY FOR A PAYMENT:

You must make enough income to be able to afford a vehicle and its payment. The following chart gives you a guideline to use to determine if you can afford your payment:

A minimum $250 per week average take home pay can qualify you for a $70 per week payment
A minimum $300 per week average take home pay can qualify you for a $80 per week payment
A minimum $350 per week average take home pay can qualify you for a $90 per week payment
A minimum $400 per week average take home pay can qualify you for a $100 per week payment
A minimum $450 per week average take home pay can qualify you for a $105 per week payment

If you do not qualify for a particular payment because your income is too low for our guidelines, then you can just use a higher down payment to overcome this issue. Call us 704-399-7283 for more information about the down payment that you would qualify for to get the vehicle and payment that you want!

To find out more about our buy here pay here plan or things to bring, or what to expect, call us at 704-399-7283.